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1216 Annapolis Rd
Odenton, MD 21113

P: (410) 674-6647
F: (410) 674-0131
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Buying a Home
 
 1st Choice Buyer's Packet
  Introduction to the Buyer's Packet
  Buyer Agency Agreement
  Buyer's Plan for Success
 Benefits
  The Best Investment
  Income Tax Savings
  Stable Monthly Housing Costs
  Forced Savings
  Freedom & Individualism
  More Space
 Comparable Sales and Your Offer Price
  Determining Your Offer Price
  Comparable Sales in the Public Record
  Comparable Sales in the Multiple Listing Service
  Comparable Sales ? Pending Transactions
  Other Factors Influencing Your Offer Price
 Don't Buy a Car - or Did You Already Buy One?
  When Income Grows and You Want to Buy "Stuff"
  Debt-to-Income Ratios and Car Payments
  How a New Car Payment Reduces Your Purchase Price
 How FHA and VA Financing Affects Your Offer
  Extra Costs to the Seller
  VA and FHA Appraisals
 How Financing Details Affect Your Offer
  Down Payment
  Interest Rates
  Closing Costs and Financing Incentives
  Seller Financing
  Cash Offers
  Other Financing Details in Your Offer
 Major Factors Influencing Your Offer Price
  Don't Move Money Around
  The Effect of Changing Jobs
  No Major Purchase of Any Kind
 Offering to Purchase Real Estate- the Basics
  How Property Condition Affects Your Offer
  How Home Improvements Affect Your Offer Price
  How Market Conditions Affect Your Offer Price
  How Seller Motivation Affects Your Offer Price
 Selecting Service Providers
  Writing an Offer to Purchase Real Estate
  Contingencies in a Purchase Offer
  Earnest Money Deposit
  The Closing Date
 The Business Cycle and Buying a Home
  You and the Seller Must Agree
  Escrow and Settlement
  Title Insurance
  Termite and Pest Inspection
 Writing an Offer - Safeguards Regarding the Property
  Recession and Expansion
  Supply and Demand
  Should You Try to "Time the Market"?
 
 
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